New program available in Harris/Fort Bend counties offering replacement value and 1% deductibles for homes of any age.

Low-cost renter's insurance program for tenants anywhere in Texas. Available in apartments, condos, rental homes and the like.

Value-priced mobile home insurance available in most Texas counties

/ Feedback premiums, NOT discount service...
Our agencies are Texas-based and are committed to the Texas market. We offer a variety of insurance products to all of our clients. Our line-up of top- rated, Texas-based and nationwide carriers can typically reduce clients' premiums an average of 40%. We offer the following products to our web-based, telephone, and walk- in clients:

Homeowners, renters, mobile- & town-home insurance (owner and tenant occupancy)
Commercial insurance (property, general liability & business pursuits)
Flood insurance (residential and commercial)
Health, life, and automotive insurance

Special Risks:

In addition to offering standard and specialty homeowners policies for the typical dwelling, we also offer policies for "hard-to-place" risks. Our carriers realize that many homes don't qualify for standard homeowners insurance for a variety of reasons. We offer attractive, cost-effective policies to clients with special circumstances such as those listed below:

Older homes (pre-1950)
Low-value, investment, or refurbished properties
Landlord properties (multi-family living units)
Homes with minor cosmetic problems
Homes with a market value below replacement cost
Seasonal homes
Homes under renovation or builder's risk construction
Vacant dwellings
Consumers with credit issues or a history of recent insurance losses


Our agents operate Monday - Friday, 9am - 7pm and Saturday 9am - 2pm. We are available during these hours for policy quotes, home inspection, and binding.

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American Standard Insurance Agencies

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